By accessing or using this website, you agree to comply with these terms and all applicable laws and regulations in Canada.

Our content provides information and general guidance only. We do not offer legal, tax, or regulated financial advice.

### 3. User Responsibilities

Users are responsible for evaluating all information and making their own decisions based on personal circumstances.

All website materials, including text, images, and branding, are the property of Vexthoriqual or its licensors.

Links to third-party sites are provided for convenience. We do not control or endorse external content.

### 6. Privacy and Cookies

We process personal data as described in our Privacy Policy and Cookie Policy. By using this site, you consent to these practices.

### 7. Disclaimers

Information is provided ‘as is’ without warranties. Results may vary. We are not liable for any losses related to site use.

### 8. Limitation of Liability

To the fullest extent permitted by law, our liability is limited. We do not accept responsibility for indirect or consequential damages.

### 9. Modifications

We may update these terms at any time. Continued use of the site indicates acceptance of new terms.